"Happy is the man that findeth wisdom, and the man that getteth understanding." (Proverbs 3:13)
noun
1. the quality or fact of being prudent.
2. caution with regard to practical matters; discretion.
3. regard for one's own interests.
4. provident care in the management of resources; economy;frugality.
And prudent as:
adjective
1. wise or judicious in practical affairs; sagacious; discreet orcircumspect; sober.
2. careful in providing for the future; provident: a prudentdecision.